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2 minutes ago, SpoonDog said:

I'm glad your kids can make college work on minimum wage, without assistance from parents or scholarships or student loans. 

I never said they can. First they were smart enough to get jobs where they didn't make minimum wage. Second they do get assistance from their parents. They also got scholarships. Not for being good with balls but for being hard workers and intelligent. There are tons of scholarships out there to be had if you try. And lastly they do have some student loans. 

And poorer kids have better options than mine. I know because I am friends with a bunch of them. 

All I'm saying is that if you want an education then you can get one. Will it suck for a few years? Yes. I know this because I lived it. Worked six days a week with a wife and kid at home and went to school at night. If I can do it then anyone can. I was the 1st in my family to pull it off and I had zero financial support from parents, scholarships, or anyone. I did it all by myself. So did my wife. 

I'm not saying it's perfect but nothing is. If you want it you can make it happen. 

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I don't get why everyone should have the opportunity to go to college.

Why?

Should everyone have the "opportunity" to go to med school?  Engineering school?  Law school?  Or any other post graduate offering?

To say "no" is to deny them an "opportunity" just because they can't afford it.

What's the difference?

I was able to mostly put myself through school with athletic scholarships the first two years and a little help from my grandparents.  After suffering an injury, my athletic scholarships went the way of the buffalo so I quit school and went to work for ten years.

After that, I had enough money saved up to go back and finish on my own dime.

Nobody cared about my lack of opportunity and I don't remember ever thinking that anyone should.

Many would say that's not realistic because some people are married with families by that time,

Fine.  But maybe they should do what I did and NOT get married and have a family because I really couldn't afford that either.

You can either do it or you can't or you fall somewhere in between.

Not everyone deserves everything and, most certainly, not everyone gets everything.

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4 hours ago, jpb2187 said:

IBR... Income based repayment on federal Loans. Have an auto-forgiveness feature built in for all loans after 25 years. But, the forgiven amount is treated as taxable income when forgiven. The period lowers to 10 years if taking a job in public service. 

Theoretically, you can rack up a huge loan balance, do state social work and and have the balance forgiven after 10 years since you make peanuts. Reminds me a of one of my sisters friends who did undergrad at Loyola U Chicago and then got a Masters of Social Work at Wash U. I don't even want to know what her loan total is. Makes no sense to me why you would pay $30K+ a year to learn to do social work and then make jack shoot when you get out. 

Also, seems real "socially aware" to run up a big balance on a loan to get the taxpayers to foot the bill when forgiven... instead of fed monies that could be spent helping people who need the money, they're used to pay off your dumb@zz decision. 

Well ain't that a biotch????....I guess my wife and I are the stupid ones we paid our student loans back in full. There are quite a few ways to be drain on the tax base in this society that's for sure especially considering practically nobody pays ~~ in Federal taxes.

      The great Ponzi scheme we call the USA

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On 8/23/2017 at 9:34 PM, Smalliebigs said:

Majority rules on what is inappropriate speech??? Hahahaha

 

 

Look at what has happened on campuses around the country. The students decided not they did not want to give a venue to people they found offensive. Majority ruled.

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1 hour ago, Flysmallie said:

I never said they can. First they were smart enough to get jobs where they didn't make minimum wage. Second they do get assistance from their parents. They also got scholarships.

 

1 hour ago, Flysmallie said:

I was the 1st in my family to pull it off and I had zero financial support from parents, scholarships, or anyone. I did it all by myself. So did my wife.

You and your wife did it with no financial aid.  Your kid's doing it above minimum wage, with parental assistance, and scholarships.  You're making the distinction.  You may not want to acknowledge it, but I know you know you get it. 

1 hour ago, Flysmallie said:

First they were smart enough to get jobs where they didn't make minimum wage.

Here's a neat fact: we don't all get that luxury.  Some of us have to work on the family farm, exempt from minimum wage laws, to make ends meet.  I baled hay, shucked corn, canned vegetables, hunted, foraged, butchered chickens and pigs...all for less than minimum wage.  We don't all get that luxury.

 

Why should cost be a barrier for them?

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2 hours ago, Flysmallie said:

I never said they can. First they were smart enough to get jobs where they didn't make minimum wage. Second they do get assistance from their parents. They also got scholarships. Not for being good with balls but for being hard workers and intelligent. There are tons of scholarships out there to be had if you try. And lastly they do have some student loans. 

And poorer kids have better options than mine. I know because I am friends with a bunch of them. 

All I'm saying is that if you want an education then you can get one. Will it suck for a few years? Yes. I know this because I lived it. Worked six days a week with a wife and kid at home and went to school at night. If I can do it then anyone can. I was the 1st in my family to pull it off and I had zero financial support from parents, scholarships, or anyone. I did it all by myself. So did my wife. 

I'm not saying it's perfect but nothing is. If you want it you can make it happen. 

Yeah I spent time working for Uncle Sam which got my tuition paid for, when I got out, I worked during the day and went to school at night. 

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....because tuition is offsetting losses from the state legislature.  If you want college tuition to be what it was when you were in school, I'm encouraging  you in the strongest possible terms to notify your state legislator of that fact.  If you're expecting the same level of education given drastically fewer resources...why?  Why should these students not have the same access to education which you had?

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tuition is up because the federal government encourages it.  Cut out federal assistance and tuition drops until a normal family/student can afford.  I put two through college, and yes, did use federal assistance to help.  One is an anesthesiologist and one is an accountant.  It is politics.  Colleges can charge more because they know they will get it in the end.

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It has little to do with the federal government and, again, that's because we decided we didn't want to fund universities through state taxes.  If the Feds are providing the bulk of the education dollars (as is the case at many universities), I don't see why the Feds shouldn't set the education standards.  If the states were interested, they ought to make education a priority.  Money talks.

 

If your kid's an anesthesiologist they should be offered high fives or into six figures as a starting salary.  Those folks are gonna pay off their student loans.  Same with an accountant- at 50K/year (for a single person) you ought to be able to pay off student loans.  My concern isn't whether relatively wealthy people will be able to pay off loans- they probably will; they're relatively wealthy.  My concern is for the folks who are going into teaching, science, math- things that don't pay six figures. 

 

Under your system, how do they pay for college? And, most importantly....

 

Why weren't you guys asking these questions when YOU were in college?

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