Ok, here goes. Today, I am trying to buy lunch, all of $3! I swipe my card, declined. Alright, I call home, have the missus check the bank account. We are $4500 in the hole! Apparently, a person she knew, opened up a Gateway credit card in her name and spent over $2000 on it. Now, 7 years later, the attorney we have been paying $100 a month for this, decides that, after one of her associates makes an arrangement with my fiancee, that they want all of their money at once. Now, I do not know the legal processes, but I do know, I have a 5.5 month old, myself and her to feed, as well as bills to pay, clothes, diapers, etc that are going to be very hard to afford for a few months. Please help, and keep us in your prayers. I appreciate it!