I say go for the inexpensive Bass Pro combo. You don't have to buy spools of tippet @ $10 each. Use the 4# mono from your spinning reel. You're already a fisherman, so it's not like you don't have a warm jacket. If you bought a $50 combo, $6 fly box and $20-30 in flies, you'd have more than enough to keep you busy while you're drifting worm/minnow/pb w/ your family for under $100. Plus, if you got frustrate w/ the fly gear, you could also drift w/ it on your spinning gear. Not many of use have spent $100 on our spinning rods and still catch fish. You'll notice a difference when you upgrade, but don't let it stand it your way.