Exhibit #2, your honor, in regards to action vs. color (Always wanted to play a lawyer):
These two have a top coat that's pretty much unseen until they are either out in the sunlight or under the water on a sunny day that throws a cinnamon-type sheen. I am convinced that the extra layer of color doesn't help anything, but I like it, and I think it's fun to mess with color shifting paints, so I have started using them.
Exhibit #3:
The stripes are barely visible indoors, but they really POP in conditions similar as previously outlined.
I think it's more about the action, though.
If I had the patience and maturity to test, I'd catch a fish on one, then throw the other - but dang I hate to put a bait down when it's working...