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Bill Babler

OA Contributing Reporter
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Everything posted by Bill Babler

  1. Totally agree, no one knows your personal finances better than you. With a young family there are priorities and more so yet, what you feel comfortable with. What rig someone drives it totally their business. My wife drives a 2009 Malibu with 140 grand on it. She could drive what ever she wanted. Money and finance is always a very subjective topic. It is great to be in the good old US of A and we can drive or fish what ever we want.
  2. OldMill, I don't think we are even talking about the 1% anymore, it has gone way beyond that. Probably 20 plus percent. I always forget the name of the sheep, but its not a Dall or a Big Horn. It kind of has a saddle on its back. That deal is 30 grand and its for 7 days. One of my clients went to Africa last year and killed an Elephant and a bunch of plains game. I think the Elephant cost him 30 grand alone. He also bought a new rifle for 60 grand I believe. I think Beck has a client that has several of these European made double guns that are in that price range, and more. Saw one of those double guns in the fine gun locker at Cabelas with a price tag of 80 grand on it. Waiting list was 5 yrs. they had that many ordered. My son is single and 31 yrs. old. He has been making 6 figures for the past 8 yrs. These young folks have money.
  3. That Arvest was a personal loan deal or I believed they called it a fun loan for what ever you wanted, including boats. The other loan rate of 4.99% is current and on going for up to 240 months on boat loans. It is not an Arvest loan.
  4. Mine is close to 2 grand with my Guide Liability. Both Denny and Champ have new rigs so they would know closer on a non-commercial rig.
  5. Ness, the rates of course will involve credit history and ability to repay the loan. There are current loans for as long as 240 months available at 4.99%, and any amount of months from 12 to the 240. Remember however, you are going to get upside down in no time with these long loans. The majority of the payment goes to interest and the value of the boat decreases. Even with an early no penalty payoff, after 2 or 3 years the boat will be worth less than the check you write, to pay it off. During the boat shows there are usually some very special rates available. I know a year ago Arvest had a Summer boat loan rate of 3.25% I believe it was for up to 84 months, but don't quote me on that. You can usually get in just about any boat you want for 10 to 15 percent down.
  6. I'm a hunter if I can get away in the Fall and I just got a letter telling me there was a Desert Big Horn Sheep Hunt available if I was interested. This Hunt is in Mexico and the logistics are lic. are probably another 25 hundred, so this to my knowledge is one pricy outing. 10 day hunt cost was $50,000. Extra day rates were 5 Grrr more per day if you did not get your ram in the designated time frame. You can look at the Ram on the wall, but ya get to play with the boat when ever you want.
  7. Fished the backs of both big and little Indian out of Baxter Sunday and it was Full blown mud, to the split. Some it bothers and some it does not. It bothers me if I don't get a bite and I did not. I had to look for either clear/normal water or very, very slightly stained at most. Water color has not so much dictated the surface temps, as they have been from 54 to 62 depending on area, rather than color. With temps like this it also really does not matter so much as anything in the 54 degree and up should be good. I struggled again yesterday out of Shell Knob. Only had 4 keepers and 3 short fish with one good Small Mouth about 3 pounds and the other 3 right on the line. Really the first day that I have caught little fish and I did not catch many at all. Have had a nice 3 to 4 pound bite, but again, not a lot of fish. Spoke to 3 guys at the ramp and two of them said the same thing as I did, one took the skunk, said he really could not say he even had a bite. The other guy said he caught a handful of short fish, winding up the Kings, but the 3rd guy said, "Not tellin what I caught them on, but I just slaughtered them today." I had two of the keepers on a Rock Crawler and the other two including the Small Jaw on a pro-blue megabass. We got 2 more inches of rain here yesterday, so we will see if it starts clouding back up. Good Luck
  8. Why would you even post a comment like that? He has a wonderful LM that is getting ready to spawn and lay us thousands of eggs on a lake that is one of the most pressured in the US, and is not nor ever will be stocked with bass. I truly hope your comment was in jest.
  9. Very nice fish. Bet it is a male. Thanks for the report.
  10. abkeenan, that was one of the most respectful and nicest post I have ever had. I thank you sir. If you can believe it that was his first K. Wishing him many more. Kind of like the kid that shoots the 10 point buck his first day on the stand. Those just don't happen everyday, for any of us. That was a 10+ yr. old fish. Good Luck
  11. my ornamental grass is starting to rise along with my Knock-Out Roses really getting ready. Spring is a commin. Great Pic's
  12. Ab's I have been very fortunate to really be on some large spotted bass this year. Most have come from the same general area. Those fish that we were catching 3 weeks ago vertical have now moved in the water column and I'm starting to see them on a stick bait. Very Seldom do we catch one pushing up on 4 pounds on a grub, unless they are deep suspended fish. His Grandson is just down the story with another nice K. I had caught a 3.5 pound Jaw just previous on a wobblehead, and then these boys came back strong with the stick bait fish. We had pretty close to 15 pounds yesterday, but not a huge number of fish. Pretty easy to see where Josh got his passion for fishing, it came from his Grand dad. Both of those guys were very good hands and a pleasure to spend the day in the boat with.
  13. This has been a very different past few days here with just a multitude of different patterns working or not working here. It is just a bit off the hook. We have water that ranges from full blow Mississippi Mud, to Lake of the Ozark Stained to our usual clear. Folks are catching them in all 3. Personally I cannot catch a fish in any kind of stain or mud, I have to have my clear water. Surface temps are 45 to 53 and really muddy or no, it does not seem to matter on the temps. First I would like to thank Hammer Time, BassCatFan, Cadewompus, and those guys posting out of Big Creek Resort for some wonderful information and pic's on who, what, when, where and how. I have fished all the same water this past week and as Champ put it, both of us were more than put in our places. I have just flat ground the bill off that Rock Crawler in every color and have had limited success while others have hit them pretty hard on it to their credit. Best deal for me early was swimming the grub and the A-Rig, before the rain came. After the rain we have been catching them fair to decent, my average day has been 14 to 18 fish with usually only one or two shorts. Most have been solid keeps, but no kickers. Slowest day was Friday with 9 fish, but 7 were pretty solid. Fish are not scattered and there is not one here and one there. They are either there in numbers or not at all. The comments I read from Cadewhompus were exactly like I have been finding, however he caught them better. You find a place holding fish you better make a milk run as they are there for a reason. Since the rain the RC and the Sticker have been about my best deal. Either a Blue Bandit or a Pro-Blue Megabass has done the majority of my work for me. Beck had a very good day swimming a grub yesterday. He had numbers but we had some very nice size on the stickbait. Also had some wobblehead fish and one of all things on a floater. Look for things to really improve this week, and again boys thanks for taking time to post, it is the lifes blood of any fourm. Good Luck
  14. View attachment: March 30th 001.JPG This has been a very different past few days here with just a multitude of different patterns working or not working here. It is just a bit off the hook. We have water that ranges from full blow Mississippi Mud, to Lake of the Ozark Stained to our usual clear. Folks are catching them in all 3. Personally I cannot catch a fish in any kind of stain or mud, I have to have my clear water. View attachment: March 30th 002.JPG Surface temps are 45 to 53 and really muddy or no, it does not seem to matter on the temps. First I would like to thank Hammer Time, BassCatFan, Cadewompus, and those guys posting out of Big Creek Resort for some wonderful information and pic's on who, what, when, where and how. I have fished all the same water this past week and as Champ put it, both of us were more than put in our places. I have just flat ground the bill off that Rock Crawler in every color and have had limited success while others have hit them pretty hard on it to their credit. View attachment: March 30th 003.JPG Best deal for me early was swimming the grub and the A-Rig, before the rain came. After the rain we have been catching them fair to decent, my average day has been 14 to 18 fish with usually only one or two shorts. Most have been solid keeps, but no kickers. Slowest day was Friday with 9 fish, but 7 were pretty solid. View attachment: March 30th 002.JPG Fish are not scattered and there is not one here and one there. They are either there in numbers or not at all. The comments I read from Cadewhompus were exactly like I have been finding, however he caught them better. You find a place holding fish you better make a milk run as they are there for a reason. View attachment: March 30th 004.JPG Since the rain the RC and the Sticker have been about my best deal. Either a Blue Bandit or a Pro-Blue Megabass has done the majority of my work for me. Beck had a very good day swimming a grub yesterday. He had numbers but we had some very nice size on the stickbait. View attachment: March 30th 003.JPG Also had some wobblehead fish and one of all things on a floater. View attachment: March 30th 002.JPG Look for things to really improve this week, and again boys thanks for taking time to post, it is the lifes blood of any fourm. Good Luck
  15. Just goes to show how this lake can be very hard to figure out. I fished the same water pretty much the same stuff, throwing the RC. I am very stubborn and we threw it all three days with very limited success. Caught 3 on it Friday, all solid keepers and 1 Saturday a 4 pounder. Threw it Sunday on the same water as the OP and zero. Total time with the RC was about 8 hrs. with 4 fish. All keeps, but that was it. We also saw two groups out of Big Creek Resort throwing it with success. I did have very good success on the same water when we would throw a McStick in Blue Bandit. 10 very solid keeps. Keeping it in the Spro Family.
  16. Bill Babler

    YIKES!

    Drove over right before dark to look at the LongCreek Youkum Split and it was just rolling debris and mud. Going to be pretty nasty in a day or so from Long Creek to the dam, as they are sucking it hard so it is going the entire way this time.
  17. That is probably the best trip of the year on this board to date, other than vertical fishing for the deep ones. Wonderful trip, thanks so much for sharing it. Any 30+ bass day on the Rock is a Goodin
  18. Another Tid Bit on the whites. About 20 years ago I was guiding for them the first week of April on Bull Shoals. We were at primetime on a Wednesday, I remember this as everything was perfect. Quite a few clouds and warm water coming down Swan Creek. This is back in the day they parked on both sides of 76 and the lots were full to overflow. People lined the banks from 1/2 mile up Swan to out on Bull clear down to the bridge. There were boats everywhere and no one was getting a single bite. I was fishing the first bend just into Swan and the field was flooded on the left going in. I had been doing really well on a blue backed Rebel on this flat right before dark. I mean you could limit out in 20 minutes. They were chasing on the surface and it was perfect. On this day it was NOTHING. I did not see a fish on a stringer or even see a person get a bite. There were so many people you would have thought that someone would just snag one. Well, one guy got out of his spot and this old timer took his place in line. I remember he had a old cardinal on a yellow Eagle Claw Rod, those old buggy whips. His line was so old and coiled he could only throw about 30 ft. Took him exactly 35 minutes to walk out with his limit. Caught one on his first cast and really I don't think he missed a fish and did not see a fish miss him. Believe he caught 15 in 15. Throwing them in his plastic bucket and headed up over the hill. He was using an 1/8th. oz Blakemore Road Runner with a white curltail. Everyone has a box full especially in those days during the white bass run, as Blakemore was made here in Branson and you could go out to the factory and just load up. We never caught a single White that evening, and we stayed till well after dark. I never saw but 3 other fish caught off the bank and never saw a person catch a fish that stood right where the guy had caught his limit. That is the day I pretty much stopped guiding for White Bass. They are just as Fickle as a Cute Gal.
  19. That is a truly great day, for what we have been having especially in that area. Just a wait and see deal on the lake now. It started raining here at 5 PM and has not stopped yet at 9AM.
  20. I did not get that far. I fished the flat below the 86 bridge. It was 61 degree and full of both gizzard and threadfin shad. I have caught hundreds there, both pre and post spawn. It is a natural holding area. While I was up there 1/2 dozen boats trolled by that had come from as one said Way Up in Arkansas. None of the folks I talked to had a single white. Talked to two couples that had been clear up to the Chicken Coop and had not caught a White or even seen any on the shoals up there, where they spawn. Locals that catch them every year. They may have turned on a bit right before dark, but the storm ran me out. White bass are like Morrell Mushrooms, some times you find them and someone right next to you may find some but not everyone will. Had a guy tell me two days ago he was catching them at the mouth of the kings trolling flicker shad on the twin rivers flat, so I'm guessing those fish and every other white is not above the Romp Hole yet. It would get pretty crowded if they were. I'm guessing there is a mad push up there now with the influx of this warm rain and the river going out of its banks, I'm thinking they will make a run on the river for the next couple of days.
  21. Roark on Taney is just full of them above the bridge. Buster said they are swimming 4 fish deep. They will work their way up but you can get them just above the bridge there is a good gravel bar. Good Luck
  22. Nice point on that Pac a Chunk, it is a very small profile trailer and It looks like it would also work well. Probably get more than one fish out of it also. That Yamamoto bait will catch their butt's, but your only going to get one maybe on a perfect day 2 bites on it and it is destroyed. It however is just crazy good, and I'll keep on using it, as it has proven itself to me over and over.
  23. Way South of Berryville and did not touch down. But some straight line wind and hail, so keep your powder dry.
  24. Muddy, this is just silly, the fish in these River Systems should be Full Bore. For gosh sakes they should be on a wart, an A-Rig or a Rock Crawler up the Kings, as it is the perfect color and I had 3 short fish in 2 hrs. I was really on a White Bass mission, and they are non-existent. Folks really struggled up there today. Lake wide some of our locals are catching some on a wide wiggle crank, a Varmint and a few on an A-Rig, but this lake is still really tough. They are thinking between 3 and 5 inches of rain fall and temps in the low 30's the next 3 nights, so what else could go wrong? Good Luck
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