Oh yea I totally agree. He brought up diameter a few times so I thought I'd mention it.
I use flourocarbon almost exclusively which I'm sure is a mistake. If it doesn't need to float its a pretty safe bet it's flourocarbon for me lol. I just like the hardness and lower stretch of a quality flouro. I'm still experimenting with braid with a flouro leader on my shaky head and drop shot combo. I started this last year.
I'm playing with the Sunline structure on my pitching outfits. It supposedly has less stretch than shooter and for whatever reason is cheaper slightly though still not cheap. So far it's very tough stuff and I like it. This is after three days of Grand Lake fishing. 20lb is .014" diameter.
All the talk about Maxima has me wanting to try it. I like cheap especially if it's tough. I just put some mono on my crappie outfits for the same reasons you use mono. Easy casting and user friendly. I don't want to jack with line disasters when I'm going for dinner. Especially throwing those little jigs in the wind. I can see how dealing with all the different experience levels would have a guy lean toward the side of caution.
Have you experimented with using mono and flouro back to back to compare bites? I'll admit that's part of a confidence thing with me but it has more to do with abrasion resistance, lower stretch, and sensitivity. Especially since I like as little line out as I can help but over as much junk as it can be.