Right!
You can either die a long and agonizing death in a hospital from any number of diseases, or you can trip over a bottle of Dip-n-dye and fall out of a boat hitting your head on the way out.
Preventing one way of dying is just opening the door for another. Why bother wearing a PFD if you're not also gonna wear a helmet, eye protection, and a RFID chip? I can understand wearing safety equipment when there is a reasonable probability that things could go bad, but taking anal safety measures just because you're doing something other than sitting in a recliner watching TV just seems rediculous.
You hear guys say "man if he was only wearing a PFD he'd still be alive". Well if he hadn't left the stupid bottle of Dip-n-dye on the deck, or paid attention to where he was putting his feet then he'd still be alive too. Where do ya draw the line of blame?