As we grow older i think our nerve sensors and blood circulation take a hit. I remember going to Grandmas house and it would be 80 degrees in house in the winter time and i could never understand why she kept it so hot in the winter time. Well as i grow older (64) i understand why and whats happening to a point, me having been a heavy equipment mechanic for years and then auto mechanic, welder fabricator as well, has done damage to my hands and fingers either by smashing them burning and freezing them(did ac work also) with freon, so i believe this all contributes to my hands especially my finger tips getting cold even with good gloves on. If i was 30 years younger or even 15 years younger i would probably be out there at some point fishing in the cold weather.