F & F got it in one.
At H. I. you are minutes from a town that lives on tourism. That means restaurants and attractions. However there is no Branson style traffic. We are one hour from an airport that lands jets. Drs. Kresse and Bell provide great local medical care and the fancy heart/cancer/joint doctors are an hour away by car in Walmart town (Bentonville) and 15 minutes by life flight. Houses are cheap, taxes are low, and $10,000 goes a very long way in this part of Arkansas. Nancy and I researched your question in 2000. We looked at Austin (too expensive) Grove and Jay, Oklahoma (nothing to do) Hot Springs, AR on Lake Hamilton or Ouachita (definite contender but jobs didn't materialize) as well as Bull Shoals and Mountain Home (too far from civilization). In July 2002 I landed a job teaching in Eureka Springs. Both of us were here by 2003. We have never regretted the choice.
BTW, my slip at H. I. marina costs me $750 per year and I paid $1200 to buy the lift in that slip. I don't worry about maintenance or lake rises or lake falls, If I walk across the street and look down the bluff, I can see the marina. Check my posts for bass and walleye pictures.
I should get commissions for this kind of sales, right?