$223/year.
You have $250,000 bodily injury per person, $500,000 bodily injury per accident and $100,000 for property damage. With Bodily injury and Property damage you have to be at fault and it covers the “other party”.
You have uninsured/underinsured boater at $250,000 per person and $500,000 each accident to cover people on your boat if you are hit by someone that either doesn’t have insurance or doesn’t have enough insurance to cover injuries.
Medical payment are at $5,000 this is for small medical bills and doesn’t matter if you are at fault or not at fault.
Physical damage on your boat is at agreed value of $16,550. If the boat is totaled by a covered loss Nationwide agrees to pay you that full amount.
Your comprehensive and collision deducible is at $250 - however for every year you go without having a claim that deductible is credited $100. Now your deductible is $150.
On water tow is $250
Personal Effects $3,000 - this would be your personal stuff you bring on your boat when you go out when a claim occurs while boating. It would not cover anything considered boating equipment that is permanently attached to the boat. It would include “your” boat lift.
Fishing equipment $2,500 limit