In actual fishing situations, I only really remember one time, I had a bass run at me on a crankbait and I couldn't catch up with him. All 3 of my crankbait reels are in the 5.X range, and I don't own a reel with faster than a 6.x ratio. They have been reeling in bass on plugs since the days of direct drive 1:1 reels. I still have a Shimano in 3.8 ( it is reel slow) and Quantum in 4.3 that I wish cast better, I think is its about the perfect ratio for really deep cranks.
I guess I'm set in my ways after all the years I've been fishing or maybe just to cheap to buy into the new stuff. Besides the next new trend might be shorter rods and lower gears, so my old stuff could be in vogue .