Thanks Obamacare!

[Justin Spencer]

Just got a check back from my health insurance company for $411. They said they are only allowed to make so much profit, and the rest goes back to the customers due to the new health care regulations. Wondering if anyone else has seen this. Because my wife has a "pre-existing condition" that made coverage impossible before this plan went into effect I have always supported this, but now I do even more so. I think it needs re-worked in many areas, but when a politician states in his commercial that the first thing he will do is repeal obamacare, I immediately cross him off my list because then my wife no longer has coverage, and a big hospital bill could cost me my business.

I think these candidates looking for the independant vote would be better served to not take such a hard line against a program that is already helping families like mine, and could be tweaked a little to help everybody.

Not meant to start a big arguement, but I'd love to hear first hand accounts of good or bad from this plan, not what happened to your neighbors brothers dog, but what has happened directly to you. Second hand information means nothing, as I don't believe half the things my some of my closest friends tell me.

[creek wader]

. I'm an Independent. So, if either side wants my vote then the have to deserve it. I split the fence on many issues.

I don't want to get into a political debate. But, ....

The right has spun the Obama Care quite a bit. I was listening to Romney. He ran down Obama Care . Then stated that he'd keep all the "good" things in it. When he was done talking he was basically for every bit of it. Except, for paying for it.

Obama care has kept my 20 yr. old son my insurance. I still have to pay the premiums but, it's cheaper than him getting his own. Most employers don't want to hire someone full time. because they'd have to pay for ins. Instead he's been "part time" for 2 years now, working 30 hr.s a week.

Something that little know is. That big business was the first to start talking about having the Gov't insure people. Because the didn't want to pay for the insurance. They were talking that way back under Reagan. The RR that I work for has been at our union and the Gov't. about it for over 20 years.

[Wayne SW/MO]

There are always good and bad parts of any new bill, especially if it's a major overhaul. If you pick and choose you can go either way. The question is if the act is the best thing going. Can you solve all the ailments of healthcare without input form from a group with knowledge of all the aspects? Can you tell one part of the healthcare industry how much money it can make, but not allow it to compete across state lines first to see if it would lower cost? Can you let two very important parts of it out of the bill without touching them because it makes the predominate occupation of the senate millionaires?

We don't know the cost now as it is written in Taxes, jobs, quality of care. It was no accident that checks are coming before they start going the other direction.

There is no doubt that lack of healthcare in a country that demands everyone be treated humanely and that no one be left out because of a pre existing condition be left out. The question is can you solve all these problems by writing a bill quickly and then buying votes by giving different electorates special benifits in a country that promotes equality?

[Ham]

Enjoy the $400 dollar check. You're going to get crushed by rising costs in the next few years. The CBO runs the math based on the numbers they' were given and the whole set up was rigged that the true costs would not kick in for a few years.

[Daryk Campbell Sr]

I also recieved a check in the mail. Mine was for $65.74. In my eyes, the system is broken, and they could have kept the check and used it to make much needed corrections.

I am in the Insurance Industry( just sales, I do not have any pull one way or another), and would like to inform the "common man" that insurance companies are a business, not a charity. If you do not want to deal with them, if the price is to high, you have an option. You are not required to buy insurance of any kind. .....you are not required buy a car...... In my opinion, government should not have any control in private business.

In the "humane" Country we live in, we do not require grocery stores to give you quality food at an affordable price (or free), so why health insurance? Best I can make out, even the healthiest person needs food to survive, and not everyone qualifies for food stamps. (another story all together).

I have saved much money by having health insurance, and I too have pre-existing conditions, but I don't feel that the taxpayers should be required to pay for my medical situations.

We are taking away any personal accountability, while common sense is quickly dissapearing.

[Phil Lilley]

I'm going to break one of my rules here... although you could argue this isn't politics. It's still a hot-bottom topic that may not last long.

But I have a question to those who know about insurance.

I don't see how an insurance co can stay in business when they're forced to allow for, not turn away people with pre existing sickness.

Honestly, I don't know how any of this will work or is supposed to work in the future... have to buy insurance - fined if you don't -

But right now you don't really need to buy it - just wait till you get sick and then buy it. When you're treated and it's paid for, drop the insurance till you're sick again.

May be you won't be allowed to do that... I don't know. But forcing companies to take ppl who are already sick - sounds great but - nothing is free! If you don't now you will pay in the future somehow. Insurance companies have to make profits to pay off claims, pay employees, build up funds to that they're not put out of business when calamity happens. They'll get their monies somehow. I would think is would be by charging higher premiums. That means all of us pay - businesses, employees, self employed and I bet retirees too.

Again, I am not up on this stuff... just asking common sense stuff. No emotion...

[Jerry Rapp]

just the fact that Nancy Pelosi said "we will just have to pass it to see whats in it" was enough for me to raise many red flags. Much less one of my kids who is a Doctor........hates it. And that Obama promised transparency in all bill proceedings to be shown on C-Span, and then this Act was passed in the middle of the night with no coverage.......... just another thing that makes no common sense. And remember the Swine Flu scare that was running rampant at the same time?

Home Sales Tax-effective Jan. 1, 2013

IMPORTANT WARNING! YOUR CHILDREN WILL PAY THIS IF THEY INHERIT YOUR HOME.

There is a saying in Florida : If the gators don't get you, the water moccasins will.

When does your home become part of your health care? After 2012! Your vote counts big time in 2012, make sure you and all your friends and family know about this !

HOME SALES TAX

The National Association of Realtors is all over this and working to get it repealed, -- before it takes effect. But, I am very pleased we aren't the only ones who know about this ploy to steal billions from unsuspecting homeowners. How many realtors do you think will vote Democratic in 2012? Did you know that if you sell your house after 2012 you will pay a 3.8%sales tax on it? That's $3,800 on a $100,000 home, etc. When did this happen? It's in the health care bill, -- and it goes into effect in 2013.

Why 2013? Could it be so that it doesn't come to light until after the 2012 elections? So, this is 'change you can believe in? Under the new health care bill all real estate transactions will be subject to a 3.8% sales tax. If you sell a $400,000 home, there will be a $15,200 tax.

This bill is set to screw the retiring generation -- who often downsize their homes. Does this make your November, 2012 vote more important?

Oh, you weren't aware that this was in the Obama Care bill? Guess what;you aren't alone! There are more than a few members of Congress that weren't aware of it either. You can check this out for yourself at:

http://www.gop.gov/blog/10/04/08/obamacare-flatlines-obamacare-taxes-home

[Justin Spencer]

Enjoy the $400 dollar check. You're going to get crushed by rising costs in the next few years. The CBO runs the math based on the numbers they' were given and the whole set up was rigged that the true costs would not kick in for a few years.

That's the kind of comment that will get this x'd out, and is heresay. I don't believe that any more than I believe that costs will go down dramatically, only time will tell.

[mic]

I also recieved a check in the mail. Mine was for $65.74. In my eyes, the system is broken, and they could have kept the check and used it to make much needed corrections.

I am in the Insurance Industry( just sales, I do not have any pull one way or another), and would like to inform the "common man" that insurance companies are a business, not a charity. If you do not want to deal with them, if the price is to high, you have an option. You are not required to buy insurance of any kind. .....you are not required buy a car...... In my opinion, government should not have any control in private business.

In the "humane" Country we live in, we do not require grocery stores to give you quality food at an affordable price (or free), so why health insurance? Best I can make out, even the healthiest person needs food to survive, and not everyone qualifies for food stamps. (another story all together).

I have saved much money by having health insurance, and I too have pre-existing conditions, but I don't feel that the taxpayers should be required to pay for my medical situations.

We are taking away any personal accountability, while common sense is quickly dissapearing.

Your point is valid with two exceptions. You can survive without a car, but you will go to the doctor sooner or later. Second, you are paying for all the uninsured all ready...when they can't pay the bill that cost is passed on to the rest of us who have insurance. The hospital is a business also.

[Justin Spencer]

We are taking away any personal accountability, while common sense is quickly dissapearing.

We are adding personal accountability, right now if you don't have insurance you will still be treated, life flighted etc. even if you can't pay for it. I say let those without insurance pay for it before being treated, if they can't let them die. I bet everyone would get insurance then!