Decompression

[snagged in outlet 3]

2 hours ago, BilletHead said:

           Going to have insurance do it for me someday I guess. 

My insurance wouldn’t pay until I was nearly legally blind.  I could wait but I bucked up and did it.   Doc said it might be 10 years or more until it was bad enough to have insurance pay. 

[oneshot]

My wife said I pay about $3,000 out of pocket Insurance pays the rest.

They came one time saying that I couldn't stay in the Hospital.  Well I tried dying They decided maybe I should stay .

oneshot 

[snagged in outlet 3]

9 hours ago, oneshot said:

My wife said I pay about $3,000 out of pocket Insurance pays the rest.

They came one time saying that I couldn't stay in the Hospital.  Well I tried dying They decided maybe I should stay .

oneshot 

Are you on Medicare?

[oneshot]

29 minutes ago, snagged in outlet 3 said:

Are you on Medicare?

Yelp but have Supplemental. 

We have a Guy set us up he said mine was the best with Cancer. 

oneshot 

[Quillback]

17 minutes ago, oneshot said:

Yelp but have Supplemental. 

We have a Guy set us up he said mine was the best with Cancer. 

oneshot 

I'm going through the sign up with Medicare thing right now, I'll be 65 in October.  You might want to look at an Advantage plan instead of supplemental as in some cases, Advantage plans are free vs paying for a supplemental.  They are free because the Feds pick up the bill.  It differs by state and provider.  Advantage plans can also provide some vision and dental benefits too.

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2 hours ago, Quillback said:

I'm going through the sign up with Medicare thing right now, I'll be 65 in October.  You might want to look at an Advantage plan instead of supplemental as in some cases, Advantage plans are free vs paying for a supplemental.  They are free because the Feds pick up the bill.  It differs by state and provider.  Advantage plans can also provide some vision and dental benefits too.

I'm only 61 but I've taken two classes at the Community College about SS and Medicare.  I'll take them again and some others that are offered at the Govt Center...

[Quillback]

5 minutes ago, snagged in outlet 3 said:

I'm only 61 but I've taken two classes at the Community College about SS and Medicare.  I'll take them again and some others that are offered at the Govt Center...

Good idea, I'm doing mostly web based reading, but have pretty much decided on the Advantage plan from United health.  Mercy Health accepts their Advantage plan and that's where I get almost all of my care so it's a no-brainer.  And you can always change out, I believe you can do that once a year, or you can just drop it if for some reason it isn't working.

[snagged in outlet 3]

10 minutes ago, Quillback said:

Good idea, I'm doing mostly web based reading, but have pretty much decided on the Advantage plan from United health.  Mercy Health accepts their Advantage plan and that's where I get almost all of my care so it's a no-brainer.  And you can always change out, I believe you can do that once a year, or you can just drop it if for some reason it isn't working.

The ones at the Gov Center are put on by guys who want your business.  Which is fine if you are comfortable telling them you are not interested in their services when you are done.  The emphasis was on what group most of your doctors are in.  

[Quillback]

1 minute ago, snagged in outlet 3 said:

The ones at the Gov Center are put on by guys who want your business.  Which is fine if you are comfortable telling them you are not interested in their services when you are done.  The emphasis was on what group most of your doctors are in.  

There are definitely insurance agents out there peddling their wares.  Another thing I found out is that once you get within a year of 65, you'll get junk mail and emails from all over the place, I bet I get 4 or 5 letters a week from people peddling supplemental or Advantage plans. 

[oneshot]

3 hours ago, Quillback said:

I'm going through the sign up with Medicare thing right now, I'll be 65 in October.  You might want to look at an Advantage plan instead of supplemental as in some cases, Advantage plans are free vs paying for a supplemental.  They are free because the Feds pick up the bill.  It differs by state and provider.  Advantage plans can also provide some vision and dental benefits too.

Done checked into it. At first it looked good but looked at it more and I will stay with what I have. 

oneshot