Glad you guys are all ok, but if something the size of a boat is in front of you.....and you can't see it.....then WTF were you doing moving at anything above idle speed? There could be anything out there adrift, and you can't depend on everything (logs, docks, trees, some kid on a inner tube, ect.) having lights on it for your convenience.
There are people out there running down the lake at night with their eyes on a glowing GPS screen. I have to assume it's those people whose kids are the ones eating Tide pods. 🙄