New Boat

[stoneattherock]

we live on the rock..so immediate lakes around us in about four state area..financially which ever is best deal for best boat..cash or finance..just time to update and have more space..speed..and electronics..tourney type rig

[Ham]

Unless, there is some special <1% interest rate deal, I won't finance a boat over three years. I may have to save for 10 years, but I'm not paying it off for > 3 years.

[bferg]

32 minutes ago, Ham said:

Unless, there is some special <1% interest rate deal, I won't finance a boat over three years. I may have to save for 10 years, but I'm not paying it off for > 3 years.

Wise words.  I am pretty sure I saw a sign at Cabela's that showed the payment based on 15 year financing.  That's the dumbest thing I have ever heard of in my life.  

[Sore Thumbs]

I got a rebate plus Zero percent on my truck a little over a year ago. I trade quite a bit but there are no deals like I got anywhere. I think I'm gonna hold on to this one for a while. Prices are getting out of hand on any kind of vehicle now a days. I don't know how people afford two new vehicles and a new boat. They must be in debt up to their eyeballs.  Speaking of  financing 20 years on a boat. My buddy buys and sells boats and he was looking at tritoon not to long ago. The owners of the boat were almost $20k upside down. That is crazy!

[Flysmallie]

20 minutes ago, Sore Thumbs said:

I got a rebate plus Zero percent on my truck a little over a year ago. I trade quite a bit but there are no deals like I got anywhere. I think I'm gonna hold on to this one for a while. Prices are getting out of hand on any kind of vehicle now a days. I don't know how people afford two new vehicles and a new boat. They must be in debt up to their eyeballs.  Speaking of  financing 20 years on a boat. My buddy buys and sells boats and he was looking at tritoon not to long ago. The owners of the boat were almost $20k upside down. That is crazy!

Hey but the Dow is at 20K so all must be great in the world right?

[crazy4fishin]

You know Stone since you live on the rock I would pick out a dealer that you like and is reputable ....and there are some good ones in the area ( I would ask folks like Bill Babler who will put many hours on a boat)....test drive a few at the price point / size that you can afford (personally I would lean towards one with a motor warranty if possible) in whatever way that you can afford it - we all have our toys and shoes I am finding out.... and have a philosophy as to how we pay / finance them....friends, family, credit unions, home equity loans, picking up aluminum cans etc.....if you do finance make sure that you do not get upside down, those stories never end well....

Then spring for it - we started with a used Nitro NX750, financed for 7 years and paid it off in <4, then started the trade route. This path is not for everyone but it worked for us and we are happy.....not better fisher people.....but happy. 

C4F

[fishinwrench]

As far as glass bassboat go I have always been the 3rd owner of all of mine.   The 3rd and 4th owners are who gets to truly enjoy the boat and gets their money's worth out of it.  

[Guest]

The BassCat boat show special is very affordable. The pantera 2 with a 200 mercury runs like a corvette. Amazing boat, I used to be a Ranger guy but Basscat now.