Taney

[moguy1973]

On 7/9/2020 at 6:02 AM, jdmidwest said:

These are challenging times, anything goes.

Or they’ll protest and burn the county to the ground if they don’t get their way. 

[oneshot]

I was at a corner in Springfield there was 3 streets that probably need a name change. Cherokee, Seminole and I believe White Gate.

oneshot

[Terrierman]

On 7/8/2020 at 9:21 AM, ness said:

Two signature sites in Kansas City are the Country Club Plaza shopping district and the JC Nichols Fountain near there. One of the main roads through the Plaza is Nichols Parkway. The Plaza and much of the surrounding residential development was done by visionary real estate developer Jesse Clyde Nichols. One of the covenants he incorporated into the deeds of the homes sold in the early to mid-1900s was a restriction against ownership by blacks or Jews. He didn't invent the practice, but he certainly was a proponent and helped the idea spread across the country.

So, now it's just 'that fountain' and 'that street' until they figure out something suitable. I know I feel a lot better now that we've cleaned all that up  

KC led the nation in redlining back when that was a new thing too.  How does one go about cleaning up that mess?

[Terrierman]

On 7/8/2020 at 9:45 PM, Phil Lilley said:

Jayhawkers and red legs are terms that came to prominence in Kansas Territory, during the Bleeding Kansas period of the 1850s; they were adopted by militant bands affiliated with the free-state cause during the American Civil War. These gangs were guerrillas who often clashed with pro-slavery groups from Missouri, known at the time in Kansas Territory as "Border Ruffians" or "Bushwhackers." After the Civil War, the word "Jayhawker" became synonymous with the people of Kansas, or anybody born in Kansas.^[1] Today a modified version of the term, Jayhawk, is used as a nickname for a native-born Kansan,^[2][3][4] but more typically for a student, fan, or alumnus of the University of Kansas.

I think the Jayhawks of KU can rest easy... don't think they'll come after their name.

Nevada, my hometown, has Bushwhacker museum and the summer parade around the square was - not sure if it still is - Bushwhacker Days. Never figured out why any pretty young lady would want the title of Bushwhacker Queen.

[ness]

28 minutes ago, Terrierman said:

KC led the nation in redlining back when that was a new thing too.  How does one go about cleaning up that mess?

The deed restrictions have been fixed through language in the title policies I think. Redlining was addressed many years ago through regulation. Lenders have to make loans everywhere, and if a pattern of exclusion is detected you'd better be able to defend it. Of course that means loans get made that wouldn't otherwise get made just to stay out of trouble. Not really up to date on all that -- it's not something that comes up in my world.

Banks get to deal with the Community Reinvestment Act now. Gotta lend, invest in your neighborhood, make donations, etc. -- or else. Every couple of years the examiners come in and we have to demonstrate all we're doing to make our communities wonderful. There aren't real hard and fast rules, so you're somewhat subject to the whim of the examiner you get. For me, it typically means I get a call from our compliance folks who say I've got to go out and buy a bond that meets some silly criteria that proves we're 'investing' in the communities we serve. As an example, about a year ago I had to go find a mortgage-backed security that had a couple Buchanan County, MO loans in it. Basically had to buy a several million $ low-yielding security we didn't want for the ½ million in qualifying loans it contained since we have a branch up there. Just the cost of doing business/having an FDIC sticker on the door.

[Terrierman]

9 minutes ago, ness said:

The deed restrictions have been fixed through language in the title policies I think. Redlining was addressed many years ago through regulation. Lenders have to make loans everywhere, and if a pattern of exclusion is detected you'd better be able to defend it. Of course that means loans get made that wouldn't otherwise get made just to stay out of trouble. Not really up to date on all that -- it's not something that comes up in my world.

Banks get to deal with the Community Reinvestment Act now. Gotta lend, invest in your neighborhood, make donations, etc. -- or else. Every couple of years the examiners come in and we have to demonstrate all we're doing to make our communities wonderful. There aren't real hard and fast rules, so you're somewhat subject to the whim of the examiner you get. For me, it typically means I get a call from our compliance folks who say I've got to go out and buy a bond that meets some silly criteria that proves we're 'investing' in the communities we serve. As an example, about a year ago I had to go find a mortgage-backed security that had a couple Buchanan County, MO loans in it. Basically had to buy a several million $ low-yielding security we didn't want for the ½ million in qualifying loans it contained since we have a branch up there. Just the cost of doing business/having an FDIC sticker on the door.

So is the mess still there?  Meaning where people live.  Never mind, I know the answer and don't want to badger you.  The rules are different now, 

 

[fishinwrench]

I wonder how long before "Hillbilly" gets the axe ?

[Mitch f]

Equality....the biggest BS idea ever! It’s not possible, even in my own household... much less an entire country.

[MOPanfisher]

5 hours ago, Mitch f said:

Equality....the biggest BS idea ever! It’s not possible, even in my own household... much less an entire country.

The only place equality exists is in mathematics.  

In order to do away with the term Hillbilly us hillbillies would have to care about it, but we sort of like it, like rednecks.

[Terrierman]

2 hours ago, MOPanfisher said:

The only place equality exists is in mathematics.  

In order to do away with the term Hillbilly us hillbillies would have to care about it, but we sort of like it, like rednecks.

I've had several people try to insult me by calling me hillbilly and/or redneck.  Attempted insult failure.