Equipment has made us more durable while pursuing our sports, but still, many die. Those days, waxed cotton or wool that were heavy when wet and did not really keep you warm. Cell phone for a cry for help. Better forecasts that let you prepare for the worst.
I have paddled a yak across a lake alone to hunt the ducks on a nice calm morning and have a front roll thru. Lake will turn into massive waves and I will have to think things thru how to get back. By myself. But usually I have enough to keep dry and can work my way around and get back, shaken but not stirred.... But tired and thankful that I did.